Providus Credit Union's Personal Loans

Choose Between Two Convenient Personal Loan Options

At Providus Credit Union, we understand that everyone needs extra cash now and then. Whether you need help covering an unexpected expense, such as a medical bill, or you want to finance a planned expenditure like a new laptop, we offer convenient personal loan options. As a member-owned credit union, you can count on us to bring you the best in personal loans.

Unsecured Personal Loans

Approval for an unsecured personal loan will depend on your income and credit history. Borrow as little or as much as you need, up to a maximum loan amount of $30,000. Providus Credit Union offers competitive rates and flexible terms so you can choose your payment due date and find a monthly payment that fits your budget. There is no security required and we don’t set limits on your use of loan funds.

Secured Personal Loans

Another option is to apply for a Secured Personal Loan, which is a loan that is secured by cash in a savings or certificate account. If you use your savings or certificate as collateral on a loan, you can enjoy much lower interest rates than with most conventional bank loans. Secured personal loans are also a great way to establish a credit history without depleting your hard-earned savings.

Personal Loans for Debt Consolidation

Many people seek personal loans to pay off higher interest credit cards and consolidate several monthly payments into one predictable term-loan payment. At Providus Credit Union, we want to help our member-owners reach their financial goals, including debt reduction. If you are considering credit card consolidation, our employees can help you weigh your options to make the best decision.

Apply online for a Personal Loan from Providus Credit Union!

We make it easy and convenient to apply for a personal loan with a quick online application. You can also visit your nearest PCU location in California.